Terms and Conditions

Effective Date: November 13, 2025

1. Acceptance of Terms

By accessing or using the website vantagebusinessloans.com and the services provided by Vantage Business Loans, you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms, then you may not access the service.

2. Service Description

Vantage Business Loans operates as a **loan matching service**. We are not a lender, financial advisor, or credit grantor. We match prospective borrowers (you) with potential third-party lenders based on the information you provide in our application forms.

3. User Responsibilities

• You warrant that all information provided in your application is truthful, accurate, and complete.
• You agree to the sharing of your provided data (personal and business) with our network of partner lenders for the purpose of obtaining financing quotes.
• You acknowledge that submitting an application does not guarantee funding or approval for any loan amount or rate.

4. Financial Disclaimers

• **Rates and Fees:** All loan terms, interest rates, fees, and conditions are determined solely by the participating third-party lender, not by Vantage Business Loans.
• **Credit Checks:** By submitting an application, you consent to Vantage Business Loans performing soft credit checks (which generally do not impact your credit score) and authorize our partner lenders to potentially perform hard credit inquiries if you proceed with a formal loan offer.

5. Limitation of Liability

Vantage Business Loans is not liable for any damages, losses, or costs arising from your reliance on, or inability to obtain, financing through our partner network. Our role is strictly limited to the initial matching service.

6. Intellectual Property

The content, features, and functionality of the website, including all text, graphics, logos, and software, are the exclusive property of Vantage Business Loans and are protected by copyright laws.

← Back to Home